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Consumer Resources

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Consumer Help

N.J. DIVISION OF CONSUMER AFFAIRS

 

Takes online consumer complaints against businesses.
LICENSING BOARDS Information on various licensing boards and committees overseen by the Division of Consumer Affairs.  You can make specific complaints directly to the correct board.
OUT OF STATE COMPLAINTS To find the proper out of state agency.
POSTAL INSPECTION SERVICE Report scam letters and other mail issues.
FEDERAL TRADE COMMISSION: To file a complaint with the FTC.
SPAM EMAILS You can forward spam emails.
NATIONAL DO NOT CALL REGISTRY To complain about unwanted phone calls and to get your number on the Do Not Call List.
NEW JERSEY BOARD OF PUBLIC UTILITIES Handles Complaints against utilities, third party energy companies, and cable companies.
Taxes  

TREASURY INSPECTOR GENERAL FOR TAX ADMINISTRATION.

 

To report IRS impersonation fraud and other tax-related fraud.
IRS TAXPAYER ADVOCATE SERVICE If you have a problem with the IRS that you cannot solve yourself.
NEW JERSEY OFFICE OF THE TAXPAYER ADVOCATE  

Financial Services

 

 

CONSUMER FINANCIAL PROTECTION BUREAU

Takes complaints about financial products and services.
THE FEDERAL DEPOSIT INSURANCE CORP. (FDIC) Takes complaints about financial products, services or institutions.
FINANCIAL INDUSTRY REGULATORY ASSOCIATION (FINRA):  
Banking Regulators  

THE FEDERAL RESERVE


 

To file a complaint with the Federal Reserve.
OFFICE OF THE COMPTROLLER OF THE CURRENCY
To file a complaint with the Comptroller of the Currency.
TO FIGURE OUT WHICH REGULATOR TO CONTACT  
NEW JERSEY BUREAU OF SECURITIES:  Takes complaints about brokerage firms and investment advisors.
NEW JERSEY DEPARTMENT OF BANKING AND INSURANCE: 
To file complaints about banking, real estate and insurance entities.
CREDIT  

 

FREE CREDIT REPORT:  http://annualcreditreport.com.

 

Everyone is entitled to a free copy of their credit report once a year.
THREE MAJOR CREDIT BUREAUS:  
Equifax  
Experian  
TransUnion  
   

Monday - Thursday, 9:30 AM to 9:00 PM
Friday 9:30 AM to 5:00 PM
Saturday 9:30 AM to 5:00 PM
Sunday: 1:00 PM to 5:00 PM.